How to Become Debt-Free

In these times, it can be revolutionary for a householder to even think about living a debt-free life. Paying monthly installments is a way of life for millions of people. But for many reasons, living in debt (especially huge debt) is a daring thing and it’s not advisable to live like that for a long time. In debt, people commit themselves to monthly payments over a period of time. They presume that there will be no reductions in pay, no job loss, and no unforeseen expenses. But it is just an assumption. 

Mankind has seen how the COVID-19 situation shattered all such assumptions miserably. Many people went through- and many are still facing- financial stress (owing to piles of debt) and uncertainty that created overpowering feelings of frustration, anxiety, and stress. Moreover, indebtedness delays God’s plans for you Who intend to offer you the fruits of your Karma. You must trust His plans and His timing while performing your deeds fearlessly with a Nishkaam Bhaav.

Thus, you should learn from the recent scenario and try to close your debt, or at least reduce its burden. 

But how to get out of debt?

The Power of Affirmation  

You can become debt-free with your ‘Power of Affirmation’.

What are these affirmations? 

They are powerful statements about an aim that you want to reach desperately. They are positive affirmations that ‘YES, I WILL BECOME DEBT-FREE’. Repeat it every day, make a habit and engrave these words in your subconscious mind. 

It stimulates your subconscious to attract this aim into your life. 

Ensure the effectiveness of this affirmation by repeating it with belief, devotion and concentration. You will start taking action accordingly. By realizing this power of affirmation, you can witness progress in both your financial and spiritual lives.

• You start looking for fresh avenues of earning while doing the same job or business.
• You become more goal-oriented and purposeful with your daily/monthly spending.
• You will develop a sound budget and start living it.
• You will understand that this financial discipline is not a restriction in your life rather a powerful source of freedom.
• You will start talking to your family members and friends and tell them that you want to be debt-free; they care for you and they surely will give sound advice and even temporary financial help to get you out of your troubles. 
• Now your mind is not filled with negative thoughts regarding a heavy financial burden, but it is charged with super positive affirmations that I have started taking action and now ‘I WILL BECOME DEBT-FREE’ in some time.

Wait for a few months, you will experience the miracle of becoming free from the hefty load of debt. And meanwhile-

Change Your Lifestyle

Striving to remove unwanted financial obligations means saving up for the real things, making sacrifices, and staying away from instant purchases. You make sure that you are spending your money on the things that really matter.

Take a Pledge

Your deep belief in God, a substantial action plan, and sacrifice will eventually make you debt-free. And once you achieve that, you need to commit to not fall into the trap of unnecessary financial liabilities again. Now you will stick to a budget and enjoy the freedom that comes with living a debt-free life. 

So, believe in God’s bigger plans for you and strive to become debt-free from today. With a powerful affirmation, you can achieve that. Always remember that the blessing of such a life goes far beyond the financial aspect. It extends to your spiritual well-being as well, so that you may enjoy a healthy, happy, and prosperous life in a real sense.